Learn How to Drive (insert stereotypically bad driver)!

How many near accidents do I have to have with Asian drivers, Mexican gardeners in beat-up pickup trucks with dangerously protruding rakes, ladders, and garbage cans, and Orthodox Jews driving minivans stuffed to the brim with kids, before I can make mercilessly obnoxious generalizations about these people's terrible driving with impunity? At what point does their consistent and reckless endangerment of my life afford me that right? Just a question.